Home Buying Guide: Get Help from a College Station Real Estate Agent

” There’s a lot of competition out there for homes, so tarry not. Get your credit report and start repairing any blips. If your scores are below 620 or so, a conventional loan will be a challenge. But if they’re under 740, you still might not get the best rates. Many buyers get a pre-qualification letter from the lender, but you can one-up them with a pre-approval, which comes after a more thorough evaluation of your finances.

The average buyers know that being pre-approved for a home loan increases their chances of a good purchase, basically because the seller has a guarantee of repayment. If you ask a College Station real estate agent for assistance in buying, it’s very likely that they’ll be asking for a pre-approval letter as well before showing off potential properties. Your pre-approved mortgage will help define the kind of home you can purchase.”


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